Cash Discount Program/Home of the $100.00 Guarantee.


The CSP Advantage

About our Processing

For over a decade, we have been at the forefront of payment innovations in the USA. We invented the concept of honest open reporting in the electronic payments environment, and in the process launched the "Simple Solutions" model, a payment solution that helped drive an industry. Our payment innovations now touch financial transactions of all kinds in the USA and Canada. Our integrated financial solutions are changing the way companies manage data, pay their employees, process merchant transactions, and manage spending on key business purchases from travel to fuel. As a pioneer in the concept of stored value, we have fundamentally changed the retail industry through our financial solutions. Every day, our network of providers enables Millions of transactions totaling Billions of dollars for merchants, shoppers, and employees through secure, robust and scalable networks. Listening closely to our customers, we develop custom solutions that help drive their success.

Our Impact on the Environment

We believe that our planet is a source of renewable wealth and opportunity. We strive to consume as little resources as needed, to use as much recycled products in our daily course of business and give back what we don't use.

Our innovative program called Re-Fund, affordably allows us to donate no longer needed (NLN) facility assets (furniture, supplies, equipment) and avoids traditional landfill destinations by redistributing those assets to schools, non-profits and health facilities that are in need of additional resources to conduct their work.

Our Branding

Our Name and Our Logo Our name represents our position in the transaction process. We provide the link from the consumer to the merchant and onward to the network that helps keep commerce moving forward. Rooted in our business name, is the guiding force for us to always base our decisions on respect, purpose, and client profitability, rather than on our economic outcome alone. Our logo is based on the shape of a compass and the globe. We chose this design for its use as a symbol of growth, evolution and direction. It exemplifies our intent to build a business based on higher principles of living so that its growth benefits our environment, our customers and our communities.

Respect & THRIVE

Our mission is to provide excellent service while showing compassion for our environment, our communities, our customers and ourselves.

This compassion is expressed as respect:

Respect...For the Environment

At Card Service Professionals, we employ sustainable business practices. Internally, our company uses earth-friendly and recycled office products and sustainable energy sources. Externally, we choose to interface with companies that share the same care for the environment.

Respect...For our Community

We believe in the need to give back to the communities that sustain us and to show compassion for those in need. Dedicating a portion of our net profits to charitable organizations that care for sick, underprivileged, underrepresented and exploited people, animals and land is our way of showing respect and care for all aspects of our community.

Respect...For our Customer's

A driving force behind the creation of Card Service Professionals was to create a company that always treated its customers with honesty, fairness and a great deal of respect. By consolidating our marketing focus and reaching out to like-minded companies, we are able to make respecting and upholding our customers’ values integral to our business.

Respect...For ourselves

We set out to build the type of company that we would like to work for ourselves: one that cares about the people who work there and gives them the opportunity to succeed without ever compromising their integrity. We treat our employees with respect and compassion, and evaluate all work policies on the basis of their impact on employees work-life balance. Our goal is to provide a work environment that fosters a healthy mind, body and spirit. We believe in the fundamental right to equality for all families and have a zero tolerance for discrimination of any kind. This mindset allows us to clear out whatever might be preventing us from enjoying the present moment, and set ourselves on a positive trajectory for a full and rich life.

Operational Services

Card Service Professionals partners with local and global merchants to make accepting credit cards, electronic checks, and other payment options simple and fast. Our networks provide the highest level of data security in the industry, ensuring that our merchants never have to worry about compromised card information. We have the merchant account solutions to meet the unique needs of each industry we service, and offer a variety of credit card processing options to scale with the distinctive business plans of our clients.

Card Service Professionals is a single source provider for all of our merchants’ payment processing needs. We access full service Tier 1 credit card processors based in the United States and abroad, with offices and data centers across the United States. We leverage our extensive industry experience and comprehensive suite of credit card merchant account services to provide a complete system of credit card processing solutions with competitive rates.

For merchants who already have existing accounts with other service providers, switching to one of Card Service Professionals providers is easy! Our merchant account specialists will walk you through the steps required to transfer your existing account information to your new account. Most new merchant accounts are activated and operational within 24 to 48 hours, and for transfer accounts, merchants can continue to accept credit cards throughout the transfer process!
A high risk merchant account is defined as a merchant account or industry which, as a whole, has a higher potential for fraud and chargebacks than a more traditional retail merchant account.

Industries that have a history high chargeback rates, legal and/or moral ambiguity, vague products, international merchants, or even e-commerce sites can all be considered High Risk when it comes to accepting credit card payments. If a business has been classified as High Risk to accept credit cards it is important that they have a merchant service provider who not only understands their business, but has the knowledge and experience to skillfully establish a merchant account quickly, transparently, and correctly.

Standard Risk Merchant Categories:

  • B2B
  • Ecommerce Credit Card Processing
  • Bank Credit Card Processing
  • Credit Union Merchant Services
  • Restaurant Credit Card Processing
  • Non-Profit Credit Card Processing
  • Retail Credit Card Processing
  • Gas Station Credit Card Processing, Pay at the Pump Systems
  • Credit Card Machines for Churches
  • Small Business Credit Card Processing
  • Canadian Credit Card Processing
  • Hotel Credit Card Processing
  • Solutions for…
  • Accounting Software Integration
  • Apple Pay
  • Batch Credit Card Processing
  • Credit Card Machines
  • eCheck (ACH) Payments
  • Electronic Billing & Invoicing
  • EMV Credit Card Processing
  • Fraud Management Tools
  • Interactive Voice Response
  • Merchant Accounts
  • Merchant Lending Program
  • Mobile Processing
  • Payment Gateway
  • PayPal
  • PCI Compliance
  • Point-to-Point Encryption (P2PE)
  • POS Systems
  • QuickBooksIntegration
  • Hosted Payment Form
  • Tablet Point of Sale
  • Tokenization
  • Virtual Terminal

High Risk Merchant Categories:

  • Online Dating
  • Subscriptions & Memberships
  • Web Hosting
  • Timeshare Sales
  • Infomercial
  • Downloadable Software
  • Telecommunications
  • In/Out-Bound Telemarketing
  • Tours
  • Travel
  • Tour Guides
  • International Merchants
  • Negative Option
  • Recurring Billing & Re-Bills
  • Membership
  • Continuity
  • Pharmacy / Pharma (Online)*
  • High Volume
  • High Ticket Items
  • Affiliate
  • Direct Response
  • Age Verification*
  • Auction
  • Bail Bond Issuer
  • Binary Options
  • Forex Websites
  • Gift Certificates
  • Gun/Firearm Stores
  • Internet Collector Coin/Stamp
  • Internet Electronics
  • Internet Jewelry Sales
  • Call Centers
  • Ecigarettes / Ecigs
  • Replica*
  • Sports Forecasting / Odds Making
  • Online Gaming / Internet Gambling
  • Online Exercise Equipment
  • Online Gift Basket
  • Medical Marijuana (MMJ)*
  • Online Herbal/Vitamin
  • Online School/Education
  • Pawn Shop
  • PC Tech Support (NO India Based)
  • Poor Credit
  • Online Herbal/Vitamin
  • Credit Repair
  • Debt Consolidation
  • Loan Modification
  • Financial
  • Adult
  • Bad Credit
  • Gambling
  • Online Casinos
  • Chat Rooms
  • Hair Restoration Services
  • Horoscopes
  • Internet Art Sales
  • Escort / Companion Services
  • High Chargeback
  • Ticket Brokers
  • Free Trial / Trial Offers
  • Nutraceuticals
  • Debt Collections / Collection Agencies
  • Medical Discount Cards
  • ID Theft
  • Multi-Level Marketing (MLM)
  • Cruise Lines
  • Auto Warranties
  • Extended Warranty/Protection
  • Online Legal Forms
  • Refinance Kits
  • Social Networking Websites
  • Stored Value
  • Water Purifiers
  • Business Opportunities

And More!


Card Service Professionals, L.L.C. is an Independent Agent of Paysafe Payment Processing Solutions, LLC a, registered Independent Sales Organization/MSP of Deutsche Bank AG, New York, NY; Citizens Bank, N.A., Providence, RI; PNC Bank, N.A., Pittsburgh, PA; Wells Fargo Bank, N.A., Concord, CA; Woodforest National Bank, Houston, TX; BMO Harris Bank, N.A, Chicago, IL; and Merrick Bank, South Jordan, UT.
Card Service Professionals, L.L.C., is an Independent Agent of Shift 4 Payments, a registered Independent Sales Organization/MSP of Citizens Bank, N.A.
Card Service Professionals, L.L.C., is an Independent Agent of The Credit Wholesale Company, Inc., a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA.